Uninsured Underinsured Motorist Accidents

//Uninsured Underinsured Motorist Accidents
Uninsured Underinsured Motorist Accidents 2018-11-30T15:49:10+00:00

New Orleans Uninsured Motorist Accident Lawyers

Liability insurance is required by law in Louisiana, but that does not mean that all drivers have it. Too many people drive while uninsured and underinsured. When they cause accidents, the injured person(s) can be left with many unpaid bills for medical care, property damage and no means to recover for their personal pain and suffering.

At Rome, Arata, Baxley & Stelly, LLC, we know how to help people who are in vehicle accidents with underinsured or uninsured drivers. We understand that accidents are difficult enough when all parties have insurance. You can rely on our New Orleans uninsured motorist accidents attorneys to work hard to find compensation for you.

You Have Options To Recover Compensation

Auto insurance companies are required to offer Louisiana drivers an uninsured motorist (UM) insurance provision with their policy. You do not have to purchase it, but it can be very helpful in accidents with uninsured drivers. If you have UM coverage, we will make a claim with your auto insurance company if you are hit by an uninsured or underinsured driver.

Additional optional coverage you may purchase includes medical payments (med pay) or personal injury protection (PIP). This type of coverage insures the driver and any passengers in the injured vehicle. We can make a claim with your auto insurance if you have med pay or PIP coverage.

If the negligent driver has insufficient insurance or no insurance and you do not have UIM/UM, med pay or PIP coverage, there may still be ways we can help. We will determine whether someone else has an insurance policy that covers the accident.

In some cases, the owners of the vehicles and the drivers have separate insurance policies. It may be possible to make claims with both policies. We will examine your coverage to determine whether this is an option for you.

Contact Our Louisiana Underinsured Driver Accidents Attorneys

To schedule a free initial consultation with one of our lawyers, please call 504-521-7946, 800-249-1306 toll free or contact us online.

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